Preparing for an Early or Unexpected Retirement

by Casey Bear on
Categories
A once-in-a-generation event like the COVID-19 pandemic can encourage those near retirement age to evaluate their preparedness for an early or unexpected retirement. Here are some items to consider should you find yourself in this position.

Saving Smart for College with a 529 Plan

by Casey Bear on
Categories
With more investment options being added each year, and relatively low costs, 529 plans have many attractive features for college savers, notably offering significant tax advantages while also giving investors flexibility and high contribution limits.

The year 2020 was unprecedented for so many reasons—all because of the COVID-19 pandemic. Many suffered from job losses, had to juggle childcare while working from home, and tried to keep their small businesses open with few resources. Thankfully, the Coronavirus Aid, Relief, and Economic Security...

Personal Liability Protection

by Casey Bear on
One of the least understood forms of protection is personal liability insurance; and with its capacity to form an extensive umbrella of financial protection for a low cost, it can also be the most overlooked. Most people don’t consider it because they think they have plenty of liability coverage in their homeowners and auto insurance policies.
If you’re over the age of 62 and in need of some extra cash flow in your retirement, you may be considering a reverse mortgage. Borrowing money from your home equity might sound like a good idea, but is it actually a wise move financially? Here are some things to consider when making the decision to take out a reverse mortgage on your home.